|

Sambhav Microfinance is a
unit under Sambhav Social Service Organisation which is a society
registered in July 1988
under the M.P.Societies
Registration Act, 1873.
Sambhav Social Service
Organisation over the last two decades has been actively working in
the rural and semi-urban area of Madhya Pradesh on specific issues
related to women empowerment, child health, education, water &
sanitation and a number of other community based development issues.
The Chief functionary, Dr. S.K. Singh is well-known in the region
for his long and extensive contribution towards upliftment of the
Sahariya Tribe concentrated in around 9 Northern districts of
Madhya Pradesh. The organisation through its diverse activity has
touched base with around 1500 villages in Madhya Pradesh and parts
of Uttar Pradesh. The organisation is a pioneer in formation of SHGs
and has promoted more than 1000 SHG’s under various schemes
including that of NABARD SHG-Bank linkage programme, Christian Aid,
UN Habitat and Water Aid.

The
Microfinance programme of Sambhav Social Service Organisation known
as Sambhav Microfinance started its operations in Jan 2007 with
initial financial support from ICICI Bank Ltd. The objective of the
Sambhav Microfinance programme is to financially empower women so as
to increase their acceptance and participation in community
processes.
 |
|
|
ABOUT US |
|
|
|
STRATEGY |
-
Provide a clear
and consistent link between micro finance policy and overarching
objectives of economic growth and poverty reduction
-
Provide a
consistent basis for knowledge sharing among the other players
and policy dialogue with funding agencies
-
Improve
processing and implementation of micro finance operation
-
Facilitate
adoption of a longer term perspective
-
Developing the
financial infrastructure for smooth operation of MFI
-
Building viable
institution
-
Offering services
that are compatible with requirements of the clients
-
Building capacity
of institution
-
Keeping update
with policy changes and Government Regulations for MFIs
-
Expanding the
outreach of MFI services to ensure institutional
sustainability
-
Social
mobilization of the poor to introduce them to market oriented
institutional environment
|
|
GOAL, VISION AND MISSION |
|
Goal:
To make available better financial
services to those who need it for their well being,
entrepreneurship, gender equity and social security especially for
marginalized, backward and poverty struck community through
formation of community institutions and development of leadership
Vision:
Help the poor to increase income, build viable businesses, and
reduce their vulnerability to external shocks and enabling the poor,
especially women, to become economic agents of change
Mission:
Eradicate extreme poverty and hunger by providing range of services
like credit, savings and insurance and work for gender equality, and
major policy reform, changes to laws and regulation and allocation
of financial and other resources and the promotion of changes in
attitude through public debate. |
|
|
AREA OF OPERATION |
Sambhav MFI is working in 9 districts
of M.P & U.P and haS 10 branches.
- Gwalior Urban (Dist. Gwalior,
M.P)
- Gwalior Rural (Dist. Gwalior,
M.P)
- Shivpuri (Dist. Shivpuri, M.P)
- Pohari (Dist. Shivpuri, M.P)
- Chhatarpur (Dist. Chhatarpur,
M.P)
- Prithvipur (Dist. Teekamgarh,
M.P)
- Bhind (M.P)
- Lalitpur (U.P)
- Agra (U.P)
- Datiya (M.P)
|
|
TARGET GROUP |
-
Women SHG
groups engaged in economic activities.
-
The livelihood
profile of the targeted clientele is primarily consists of
agriculture, animal husbandry and few small enterprises like,
grocery shops, footpath readymade garments sellers, tea stalls,
cycle repair stores, beetle shops and small cosmetics shops etc.
-
Those who have
some skills and are in need of money to improve their economic
condition.
|
|
LOANS TAKEN FOR |
- Bangle, Cosmetic, Grocery,
Shop & General Store.
- Mobile Repair & Stationary
Shop.
- STD Booth, Electrical Shop,
Hair Cutting Saloon.
- Sewing & Piko Machine ,
Compressor, Mosaic & ShUnting Machine.
- Masala Udhyog, Candle Making,
Carpet Weaving.
- Tea Stall, Cycle Repair Shop.
- Jewellery making & Embroidery
Work.
- Stitching Center & Brick Klin.
- Goatery, Buffalos & Piggery.
- House Repair, Toilet
Construction.
- School Fee & Marriage.
|
|
LEGAL STATUS |
- Sambhav Social Service
Organization is registered under M.P Society registration act
1973.
- Registration No. 20301-
19/07/1988
- PAN 88LFS0755R
- TAN BPLS05960D
- TIN 23385207347
- FCRA 063280004 18/02/91
- 12 A 80G Section 1961
|
|
ASSOCIATE ORGANIZATIONS |
- Sampurna Credit and Savings
Cooperative Society
- Palash Credit and Savings
Cooperative Society
- Sambhav Foundation for
Sustainable Development
- Devachan Enterprises Private
Limited
- Seven Valleys and Pilgrims
Progress Trust
|
|
PRODUCTS |
|
S.no |
Product
Name |
Amount |
Tenure
(Months) |
Mode Of
Payment |
|
1 |
Agriculture |
1000-5000
|
6 |
Monthly
or Half Yearly |
|
2 |
Live
Stock A |
5000-20000 |
12 |
Monthly |
|
3 |
Live
Stock B |
5000-20000 |
12 |
Quarterly
or Half Yearly |
|
4 |
Micro
Enterprise A |
10000-50000 |
12 |
Monthly |
|
5 |
Micro
Enterprise B |
5000-20000 |
18 |
Monthly |
|
6 |
House
Repair |
1000-20000 |
24
|
Monthly |
|
7 |
SHG
Multipurpose |
1000-20000 |
12 |
Monthly |
|
8 |
Emergency |
200-5000 |
10 |
Monthly |
|
|
|
|
|
|